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8 TIPS ON HOW TO SAVE TIME & MONEY ON GROCERIES

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  As a working mom, I really struggle in managing my time; from taking care of my family to handling my career and work commitments.  So I put an extra effort in budgeting my time and money as well in every task that I do, and one of them is grocery shopping.   Here are my tips that I'm practicing and learned to save our precious time and hard-earned money when grocery shopping: 1. Set a budget for grocery shopping     We can really save money if we seriously set a budget in all our expenses, and grocery shopping on a budget is the best way to start.  But before I create our family's grocery budget, me and my husband create first our monthly budget for our finances as a whole.  We track our monthly expenditures so we know where our money is going each month. 2. Have a weekly meal planner     P lanning our meals in advance is very important.  I make sure that we know exactly what we’re going to eat for the week and I usually ask my f...